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FALSE HOPE vs. TRUSTED SERVICE

Over one million homes were lost in this country due to foreclosure last year alone! Eleven million more homeowners are in jeopardy of losing their homes this year. This is a national epidemic!

"The American Dream” has always been that EVERYBODY should have equal access to home ownership. The drastic downturn in the economy coupled with the fact that mortgage terms are all too often not clearly documented or explained have turned the "American Dream" into "The American Nightmare.” Many millions of people are trusting in FALSE HOPE!

BEWARE OF FRAUDULENT CLAIMS
SOME FALSE HOPES:


1. Refinance “Pre-Approval” Have you been told that you are “Pre-Approved” for a refinance even though you are behind many months on your mortgage payments?  Why trust this pre-approval status? If you are in a foreclosure process with a mortgage company pre-approval means absolutely nothing at all! You can’t possibly be pre-approved if you are months behind in your payments and the so-called pre-approval process will only move you closer to the date of foreclosure. Do you really think that, if you are behind on your payments, a mortgage company will actually re-finance you?

2. Rent To Buy Scheme  Someone offers to buy your property and rent it back to you. Should you trust a realtor to do a “Deed in Lieu of Foreclosure with a Lease Back Option”.  Why? Once you sign over your home to the Real Estate Company: It is NO Longer Yours! They own your home for little or nothing. What happens when you are late with only one month's rent payment?  Yes, you are evicted!

3. Chapter 13 Bankruptcy Failure Do you trust that a Chapter 13 bankruptcy will save your home from foreclosure? Why? A little known fact is that 70% to 85% of the homeowners who file for Chapter 13 bankruptcy and have trusted the Chapter 13 bankruptcy to save their homes have ended up losing their homes anyway! The chapter 13 bankruptcy temporarily stops the foreclosure and it is illegal for creditors to hound you, but what if you miss one trustee payment? A “relief of stay” may be filed with the court and you are right back to foreclosure status again.

TRUSTED SERVICE:

Are you willing to trust Gold Cross of America?  We do not want to take your home. We are not Realtors. We want to keep you in your home as the owner. We will walk you through the process and paperwork of Loss Mitigation to stay in your home with a lower payment.

Please take a moment to follow the links below and see what Bloomberg, Readers Digest and Walt Disney say about Gold Cross of America: the foremost Faith-Based Mortgage Counseling Organization in the Country:

Bloomberg.com (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=a0Qq8xkR4DDQ)
Walt Disney (http://family.go.com/websearch/gold%2520cross%2520of%2520america/)
Reader's Digest (http://www.rd.com/your-america-inspiring-people-and-stories/home-again/article57841-1.html)

Now, don’t you think that you should trust Gold Cross of America? To find out if you qualify, please call our toll-free number at: 1-877-797-3731.

 

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