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Educational Materials: will be provided to homeowners that request such information to help them make educated decisions regarding alternatives to foreclosure and choices that will lead to saving their homes.

Financial Assistance: will help to provide the necessary Good Faith Payment funds to help assist homeowners with these necessary funds (typically one month mortgage payment) in time of a qualified hardship. Loss mitigation funds will be kept in trust to be used to help worthy and qualified individuals that apply.

Referral Services: will be provided only to Loss Mitigation Companies that meet the high standards set forth by the board of the Gold Cross of America. These professional mortgage resolution firms will intervene on behalf of the homeowner and provide negotiation services to get the best possible plan worked out with their mortgage company possible.

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