Research shows that there are going to be more and more foreclosures in this country due to several factors. Adjustable rate mortgages are coming due and thousands if not millions of homeowners are in jeopardy to losing their homes. True education regarding foreclosure is an essential factor that is not readily available through classes in school. Unscrupulous sales people have sold many American homeowners the “American Dream” of home ownership by getting them into adjustable rate mortgages that they do not understand. This has become an “American Nightmare” for them. The Gold Cross of America provides the needed prevention materials that assists homeowners to make positive decisions regarding their futures.

Over one million homes were lost in this country due to foreclosure last year alone. To stem the rising tide of homes lost, it is our purpose to accept donations from generous community members, that would provide immediate assistance to educate homeowners and to save as many homes as possible.

Our mission is to provide family members of America with the much needed protection of loss mitigation that is very often unavailable to them. When they are facing the loss of their homes, when they need it the most, they usually do not have any capital savings to be able to negotiate with their mortgage company. The result is the loss of their most valuable asset: their home.